Attention homeowners in North Kingstown and Washington County: Get an Appraisal today!

Here are the top seven reasons RI homeowners hire Richard Barker Real Estate:

Find the right listing price (whether they're selling the home themselves or using an agent)
To challenge a RI property tax assessment
To cut your mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
In the case of a RI divorce, where property needs to be divided
Determine the true market value of real estate in question to settle an estate in RI

Do you own a home in or near North Kingstown? Do you need help deciding the price of your real estate?
Contact Richard Barker Real Estate.

At Richard Barker Real Estate, we understand the special needs of a customer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at Richard Barker Real Estate, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. We're experts in helping folks just like you remove undesirable PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in an area that is declining. This means you're paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Richard Barker Real Estate is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your home is close to a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. Richard Barker Real Estate can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would like to have an expert double-check it for preciseness or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.